hey65MEDICARE, MADE CLEARER

CALIFORNIA MEDICARE HELP

Start with the question that is on your mind.

Clear explanations, official sources, and a licensed insurance agent when you want a person. No sign-up is needed to use these guides.

What do you need help with?

STARTING MEDICARE

I am turning 65

Check your enrollment window, what to gather, and which dates to confirm.

See my next steps →
WORK AND RETIREMENT

I am leaving job coverage

Understand the Part B Special Enrollment Period and how to reduce a coverage gap.

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COBRA

I was offered COBRA

See why COBRA usually does not extend the Medicare Part B deadline.

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HSA

I contribute to an HSA

Check how Medicare enrollment and retroactive Part A can affect contributions.

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COVERAGE CHOICES

I am comparing Medicare options

Compare Medicare Advantage with Original Medicare plus optional Medigap and Part D.

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LATE ENROLLMENT

I am worried about a Part B penalty

Learn when a penalty may apply and which records or exceptions may matter.

See my next steps →

Free official help is available too.

For Medicare enrollment and coverage information, visit Medicare.gov (opens in a new tab) or call 1-800-MEDICARE. California's HICAP program offers free, confidential, one-on-one Medicare counseling at 1-800-434-0222. Social Security handles Medicare Part A and Part B enrollment.

Educational page · Sources checked September 21, 2026