ONE QUESTION AT A TIME
Clear answers. Your next step.
Start with the question on your mind. Our guides explain the basics and point you to official sources.
Turning 65 in California: A Practical First-Step Guide to Medicare
A clear first checklist for Californians approaching Medicare: timing, enrollment, coverage choices, and free local counseling.
Read the guide →CALIFORNIA MEDICARE GUIDEStill Working at 65? Medicare Questions to Verify Before You Delay Part B
Working past 65 can change Medicare timing. Use these questions with your employer, Social Security, and trusted counselors before deciding what to enroll in.
Read the guide →CALIFORNIA MEDICARE GUIDEMedicare Open Enrollment in California: What to Review Before You Change Coverage
A calm checklist for Californians reviewing Medicare health or drug coverage during the annual Open Enrollment period.
Read the guide →CALIFORNIA MEDICARE GUIDECalifornia’s Medigap Birthday Rule: What It Allows and What to Check
A plain-language guide to the California Medigap Birthday Rule for people who already have Medicare Supplement insurance.
Read the guide →CALIFORNIA MEDICARE GUIDETurning 65 With Covered California: Questions to Settle Before You Change Coverage
If you have Covered California coverage and Medicare may be starting, use this checklist before changing either coverage.
Read the guide →CALIFORNIA MEDICARE GUIDEPart D Creditable Coverage: What to Do With Your Letter
Understand what a creditable prescription-drug-coverage notice means and which questions to verify before making a change.
Read the guide →CALIFORNIA MEDICARE GUIDEMedicare and Medi-Cal in California: Questions to Verify Before Changing Coverage
A starting point for Californians who have, or may have, both Medicare and Medi-Cal coverage.
Read the guide →CALIFORNIA MEDICARE GUIDECOBRA and Medicare in California: Why Your Part B Deadline Still Matters
A plain-language guide to how COBRA works with Medicare and why COBRA usually does not extend the Part B enrollment deadline.
Read the guide →CALIFORNIA MEDICARE GUIDEHSA and Medicare After 65: Contribution Rules and Retroactive Part A
Understand when Medicare enrollment stops HSA contribution eligibility and why retroactive Part A can affect contribution timing.
Read the guide →CALIFORNIA MEDICARE GUIDELeaving Employer Coverage After 65: Your Medicare Special Enrollment Period
A practical guide to the Part B Special Enrollment Period after current-employment coverage ends, including timing, records, and coverage-start questions.
Read the guide →CALIFORNIA MEDICARE GUIDEMedicare Advantage vs. Original Medicare With Medigap in California
Compare two common Medicare coverage paths using doctors, prescriptions, travel, total costs, plan rules, and future Medigap eligibility.
Read the guide →CALIFORNIA MEDICARE GUIDEMedicare Part B Late Enrollment Penalty: What Californians Should Check
Understand how the Medicare Part B late enrollment penalty is generally calculated, why coverage records matter, and where to verify an exception.
Read the guide →CALIFORNIA MEDICARE GUIDEUnderstand the main Medicare coverage paths
A plain-language introduction to Original Medicare, Medicare Advantage, and Medigap.
Read the guide →CALIFORNIA MEDICARE GUIDEChecking your doctors and prescriptions
Prepare the right questions about providers, hospitals, medicines, and pharmacies.
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